After any car accident, it’s imperative to seek medical treatment. This not only ensures you have the best chances of making a full recovery, but it serves as proof of injury in the event you choose to file a car accident claim against the party you believe caused your crash.

When you’re in the process of taking legal action to seek recovery for your losses, it’s likely you’ll receive medical bills from the hospital that treated you after the wreck. Even if you inform them of your legal matter, it’s possible they could send outstanding bills to a collection agency. If that happens, it’s important to know how bill collectors are handled while filing a car accident lawsuit. First, let’s take a look at the laws that protect you.

Some car accidents cause more damage than others. At first, you might think you can get your car damages repaired. But that can quickly change if your car is declared a total loss. According to total loss law, when your car is totaled, it means the cost of repairs and scrap value is equal to or higher than the cost of actual cash value (ACV) of your car.

If your car is newer, it’s less likely that it’ll be determined a total loss because the value is high, but if it’s an older car, the value might be so low that any damage makes it a total loss. But do you get a say on whether or not your car is a total loss?

There are tons of bars and clubs to enjoy in Jackson when you’re of age. Going out for drinks and dancing can be a great stress reliever after a long week. But the stress of the week can extend into the weekend when you drink too much, drive home, and get a DUI. Not only are you putting yourself in danger physically and financially when you drink and drive, but you’re also putting everyone else on the road in danger.

Car accidents can be a shocking experience, especially if the person who caused it leaves the scene. Usually there’s property damage, and there might even be physical damage, so it’s important to report the accident in a timely manner. That way, the person responsible can be caught quickly and correctly. So then how long do you have to report a hit-and-run accident?

Mississippi Hit-and-Run Laws

After a hit-and-run, you might not know what comes next. You might not even be sure that what they did was illegal. Rest assured because Mississippi code requires a driver who causes damage to another driver or their property to pull over and exchange information. If the damage looks like it costs over $500, it must be reported to the police.

Rural roads can be treacherous, but that just means that they require more caution than more urban roads when you drive. Mississippi has mostly rural roads, but unfortunately, some drivers are more reckless than others and break a ton of traffic laws. In fact, 63% of fatal car accidents in our state are on rural roads, as reported by the Insurance Institute for Highway Safety (IIHS).

Moving to a new state is exciting. You could be starting a new job or moving closer to family. While there are many new things to look forward to when you’re in a new state, you also need to stay on top of your responsibilities. One of those responsibilities will be getting a new Mississippi license.

On average, employers in the United States pay out $25 billion annually for motor vehicle accidents at work. After a serious accident in a company vehicle, it’s imperative to determine who’s liable. While employees may believe they’re covered under their company policy, this isn’t always the case.

If you’ve been in an accident involving a company vehicle, understanding your rights and legal options is crucial for your future. There’s also the matter of the difference between workers’ compensation and liability insurance. Let’s start by taking a look at determining whether the company or employee is responsible for a crash.

Have you ever been travelling south down a highway, just to find out that you actually need to be going north? To solve the problem, you decide to make a U-turn. But is that legal? Before making the turn, you check your surroundings for signs. Even if you don’t see a sign prohibiting U-turns, they still could be illegal in certain areas of Mississippi.

It makes sense why they might be illegal. A dangerous maneuver, like a U-turn requires extreme caution to avoid a traffic collision. According to the National Highway Traffic Safety Administration (NHTSA), U-turns account for about 2 percent of all car accidents. So are they legal?

No matter where in Mississippi you’re driving, there’s always the chance for an accident. Negligent and reckless drivers make decisions that injure people on a daily basis. Car insurance laws are in place to ensure victims have access to the funds they need to recover. If you reside in Mississippi it’s important to understand the state’s auto insurance laws. This will ensure you are meeting the requirements and making the road a safer place.

Minimum Insurance Requirements in Mississippi

In order to ensure accident victims have access to the compensation they need to recover from a crash, all drivers in Mississippi are required to maintain and carry liability insurance. Strict minimum amounts of coverage are required. Drivers must have $25,000 liability coverage for bodily injury or death of one person, $50,000 for total bodily injury or death, and $25,000 for property damage.

When you have to seek medical treatment because a negligent driver caused an accident, there are a number of tests your doctor may want to run. You may be concerned about the associated costs, but it’s important to remember that you can seek compensation for your injuries. One of the most common diagnostic tests a physician will order is an MRI. There are pros and cons of getting an MRI after filing a car accident claim. It’s important to understand those advantages and disadvantages, so you can make the best decision for your health and wellbeing.