Data compiled by the U.S. Department of Transportation Federal Highway Administration (FHWA) for the latest reporting year shows that in 2020, 3,630 injuries occurred on Mississippi highways. There were 752 fatalities that same year. While that federal data doesn’t highlight how many motorists were injured or killed on other types of roadways, multiple sources suggest that our state’s roadway safety indicators tend to be just a little worse than the national average.

The reason we bring up these statistics is that they’re indicative of the fact that a lot of victims likely find themselves needing to file insurance claims to recover compensation for their losses after these accidents occur. These may include medical bills, lost wages, property damage, and other crash-related costs.

Insurance is a necessary expense that helps you in the event of an accident. When you’re insured, you can feel more in control after a collision that causes damage to your vehicle. Even though it’s frustrating and scary to deal with damages and injuries after a car wreck, having insurance can be comforting because it will likely cover many of your expenses that you’re left with after an accident that wasn’t your fault.