If you’ve been in a car accident and are working with your insurance company to get your vehicle repaired, you may come to find it has been totaled. Every state has its own threshold for total loss. If your crash happened in Mississippi, it’s important to understand the state’s policies and how it could affect your vehicle repairs or replacement. Typically, if your vehicle is a total loss your insurer won’t pay for repairs. Instead, they’ll need to determine how much your vehicle is worth. For this, there is a total loss formula. Prior to understanding how that formula works, however, you’ll want to recognize common signs that your vehicle may be totaled.